Fixed Deposit Tracker app icon
Finance · iOS & Android

Fixed Deposit Tracker

Your fixed deposits, finally organized.

See every FD, its exact maturity date and value, and get reminded before it renews — with everything stored privately on your device.

Finance iOS & Android Offline No ads Encrypted on-device
Encrypted on-device No accounts Works offline
Fixed Deposit Tracker portfolio dashboard showing total value, per-currency portfolios and the next maturity Fixed Deposit Tracker portfolio dashboard showing total value, per-currency portfolios and the next maturity
A closer look

Designed to make your deposits effortless

From your whole portfolio to a single renewal, every screen is fast, clear, and built for privacy.

Portfolio dashboard with total value and the next maturity Portfolio dashboard with total value and the next maturity
Your whole portfolio at a glance
Add-deposit screen with a live estimated maturity value Add-deposit screen with a live estimated maturity value
A maturity calculator you can trust
Deposit detail showing the full breakdown, net payout and relationship-manager contact Deposit detail showing the full breakdown, net payout and relationship-manager contact
Every detail, down to the net payout
Everything in the app

Twelve features that do the heavy lifting

A complete toolkit for tracking, calculating, and staying on top of every fixed deposit.

Portfolio dashboard

Every deposit in one clean overview, with totals, upcoming maturities, and expected returns.

Live maturity calculator

Enter amount, rate, and tenure and watch the maturity value update instantly.

Compound & simple interest

Match your bank's method, including compounding frequency.

Payout modes

Model at-maturity or periodic-payout deposits (monthly, quarterly, and more).

Tax estimates

Factor tax on interest into a realistic net return.

Auto-renew & lifecycle

Track auto-renew, and renew, transfer, or close deposits as they mature.

Maturity & interest reminders

On-device notifications before a deposit matures or pays out.

Relationship-manager contacts

Save your bank RM's details and reach them in a tap.

Ready-made rate requests

Send polished, pre-written rate-request messages to your bank.

Multi-currency

Track deposits across currencies in one portfolio.

Light & dark themes

A beautiful interface that adapts to your system.

Biometric app lock

Protect your data with Face ID / fingerprint and a PIN.

Bank-grade privacy, by design

Fixed Deposit Tracker is built so your financial life stays yours. There are no accounts, no analytics, and no ads — nothing to sign up for and nothing to track.

  • No accounts, no analytics, no ads
  • Data encrypted on-device — SQLCipher on Android, Data Protection on iOS
  • Reminders are generated locally, with no bank names or amounts
  • Fully offline — the app never sends your deposits anywhere
  • Billing is handled by Apple and Google, so Pinclave never sees your payment details

Maturity and interest figures are careful estimates — always confirm the final numbers with your bank. Pinclave is an independent tool and is not a bank or financial adviser.

Pricing

Start free, upgrade only if you need more

Try everything free for 7 days. After the trial, track up to 2 deposits free, forever. Upgrade for unlimited deposits and all features.

Android
$4.99 / month

or $29.99 / year · 7-day free trial

  • Unlimited deposits
  • All features unlocked
Get it on Google Play

Subscriptions are billed by the App Store or Google Play and auto-renew until cancelled. Manage or cancel anytime in your store account — see our support page for step-by-step help.

Questions

Frequently asked

Everything you might want to know before you start tracking.

Yes. Everything stays on your device, encrypted. Pinclave has no servers for your data and can't see what you enter.
No. There's no sign-up and no login — install and start adding deposits.
Completely. The only time the app touches the network is for App Store or Google Play billing.
They're careful estimates. Banks differ on rounding, day-count, and tax, so always confirm final figures with your bank.
A 7-day trial of everything, then up to 2 deposits free forever. A subscription unlocks unlimited deposits and all features.
Manage or cancel anytime in your App Store or Google Play subscription settings; access continues until the end of the period.
iPhone (iOS) and Android phones.

Take control of your fixed deposits today.

Install Fixed Deposit Tracker and never miss a renewal again — private, offline, and built to keep your data on your device.